Sep 2020
Present
Relationship Manager Credit Delivery
NatWest Group
Delhi, IN
- Currently part of Portfolio Management team for Commercial & Private Banking Sector handling portfolio of Large Corporates and Institutions of UK for Asset Based Lending.
- To analyze financials of corporate clients/ companies on the basis of the annual reports, market/Industry research.
- Writing credit paper,updating financial models and assessing the credit risk of companies within the sector on an ongoing basis
- Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers.
- Effective management of the deal process, ensuring accurate security and facility documentation to ensure RFT.
- Structure transactions to deliver balancing risk/reward and optimizing capital efficiency and returns to prevent any negative impact on capital (e.g.: loan limits, MGS, LGS, security linkage, etc.), ensuring data quality is accurate.
- Completion of all KPI’s, PM/coverage requests & highlight all DWI/EWI, AR overdue, MIFI, Diary Notes & DQ checks.
- Proactive utilization of SOP’s, adherence to DCC guidelines, no untested covenants, daily excesses, AR tasks (ESE, Sanctions, NTP, NTC, KYC etc) to be regularly monitored and completed
- Act as an associate for the RM’s with respect to the portfolio being handled.
- Proactive collaboration and calls with UK PM, Credit, Coverage, Product Partners & other key stakeholders.
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