Sumit Kumar Dash

Associated with Retail Banking since last 5 years. Expertise in handling wide range of assignments involved in Branch Banking Operation & working as a Back up Branch Manager in HDFC Bank Limited.

Key Skills

Customer Relationship Management
Team Management
Sales Pitching.
Portfolio Management

Professional Experience

Aug 2021
Present
Deputy Manager - Personal Banker Teller Authoriser
HDFC BANK Ltd Phulbani, IN
HDFC Bank is India's largest private sector bank by assets.
 
  • Supervisory Responsibility: Supervise & monitor Personal Banker desks and contract sales staff Branch administration Lobby Management Ensure quality customer service is delivered Resolution of customer queries/complaints Customer service to ensure walk in customers issues Monitor Staff productivity and give guidance on improving the same in conjunction with the Branch Manager Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/ receivable Branch Operations and Audit Compliance B.
  • Transactional Responsibility: Authorize Personal Banker transactions Corporate salaries processing Cost Management and staff productivity Responsible for Cash and Customer transactions at the Teller counters Supervising all Non-Cash transactions like DD/MC, fund transfer etc.
  • Penetration of Saving Accounts on non-liability customers Reconciliation and maintenance of suspense accounts register.
  • Sales: Branch Merchandising Generate business, cross sell and monitor cross sales of Personal Bankers Generate leads for Third Party Products to the customers Ensure that all tellers are adequately trained on the Products of the bank.
 
Aug 2021
Present
Deputy Manager - Personal Banker Teller Authoriser
HDFC BANK Ltd Phulbani, IN
HDFC Bank is India's largest private sector bank by assets.
 
  • Supervisory Responsibility: Supervise & monitor Personal Banker desks and contract sales staff Branch administration Lobby Management Ensure quality customer service is delivered Resolution of customer queries/complaints Customer service to ensure walk in customers issues Monitor Staff productivity and give guidance on improving the same in conjunction with the Branch Manager Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/ receivable Branch Operations and Audit Compliance B.
  • Transactional Responsibility: Authorize Personal Banker transactions Corporate salaries processing Cost Management and staff productivity Responsible for Cash and Customer transactions at the Teller counters Supervising all Non-Cash transactions like DD/MC, fund transfer etc.
  • Penetration of Saving Accounts on non-liability customers Reconciliation and maintenance of suspense accounts register.
  • Sales: Branch Merchandising Generate business, cross sell and monitor cross sales of Personal Bankers Generate leads for Third Party Products to the customers Ensure that all tellers are adequately trained on the Products of the bank.
 
May 2018
Sep 2021
Branch Relationship Officer
Axis bank ltd. Pattamundai, Kendrapara, IN
Axis Bank is the third largest private sector bank in India.
 
  • Providing financial solutions to customers by offering bank products, providing service to existing and New-To-bank customers in the branch and adding new customers through referral generation activities and customer visits.
  • Offering solutions and Cross selling Banks retail banking and third-party products as per assigned budgets. (Eg. CASA, TD, Life insurance, General insurance, Mutual Funds, Loans etc.)
  • Achieve Business budgets as assigned by the organization on a monthly basis consistently.
  • Timely and accurate processing of customer transactions and requests.
  • Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time.
 

Education

May 2017
Jun 2018
Post Graduate Diploma in Banking and Services in Manipal Global Education, Bangalore
Manipal University , Bangalore
Apr 2011
May 2015
B. Tech., Mechanical Engineering in College Of Engineering, Bhubaneswar
Biju Patnaik University of Technology, Odisha
Apr 2009
May 2011
XII in Indigo College of Science & Commerce, Cuttack
Council of Higher Secondary Education, Odisha
Apr 2008
May 2009
X in Mangaleswar Bidyapitha, Haladiapatna
Board of Secondary Education, Odisha

Certifications

NISM-Series-V-A Mutual Fund Distributors
National Institute of Securities Markets
IRDA SP License Certification
IRDA

Achievements

2020
AM to DM
 Joined Axis Bank Ltd in June 2018 as a Assistant Manager in Retail branch banking operation & Promoted to Deputy Manager in the year of 2020.
2021
Became a Back Up BM
Got Supervisory Responsibility in HDFC Bank.

Hobbies & Interests

  • Driving
  • Movies and music

Languages

Odia (Oriya)
(Native)
Hindi
(Fluent)
English
(Fluent)

Get in touch with Sumit Kumar