SA
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Saurabh Akhouri

Through the years of studying and capitalizing on this field of work, I am well-rounded in my confidence and skills when given a chance to demonstrate my abilities that has insight into the developing and executing of various plans, activities, and strategies. Have experience in serving as a bridge between the clients, the vendors,company employees, and the credit management team of the company in efficiently handling and monitor campaigns, in analysing the performance of vendors for results

Key Skills

Man to man marking
Internal Auditing Standards
Action-oriented
Leading Teams
Executive Leadership Reporting

Professional Experience

Aug 2022
Present
Area Receivable Manager
Bank of Baroda Ranchi, IN
Working as Area Manager for Jharkhand in collections of MSME,Retail and Agri. Total portfolio of 4500 crores
Being the pilot project of Ministry of Finance, I had the opportunity of setting up the entire collection setup in Jharkhand . Set up collection vendors and fielding team in remotest parts of the state. The overall resolution ever since has ever increased . I have 2 managers reporting to me and I am looking after Jharkhand and Bilaspur Region of Chattisgarh
Sep 2021
Jul 2022
Cluster Collection Manager
Hero fincorp ltd Ranchi, IN
Leading finance company in India
Was heading TW collections in Jharkhand. 7 on role managers were reporting to me and we delivered seamless results.  Heading such a huge team setup gave a good reality check of how things move when one leads from the front
Jun 2019
Sep 2021
Collections Manager
IDFCFIRST bank ltd Ranchi, IN
Idfc first bank is the fastest growing bank in India with credit penetration of over 12%. Highly agile and outgoing concern.
Collection Manager with general skills and insightful knowledge on the crucial areas of retail collection .Being a knowledgeable collection manager having been with two wheeler collections have given a deep insight of the trade and the nitty gritty of the professional sphere. Have also seen work with consumer durable collections and have excelled in it. 
Aug 2017
May 2019
Centre Manager for Collections.
Axis bank ltd. Sambalpur, IN
Axis bank Ltd is a one of the largest banks in India with its presence abroad as well. It has a huge customer base and is among the most reputed bank.
Was working as Centre Manager for Collections .Was looking after Commercial Vehicle loans and Construction Equipments loans. With that a small part of Home loan as well as Auto loan was taken care by me. Was single handedly with in-house team dealing with big tickets and was excelling in all spheres. Gained a lot of knowledge and was enriched by the rich experience there. 
Aug 2014
Aug 2017
Collection manager
ICICI BANK LTD. Mumbai, IN
ICICI is the largest private bank in India. It is the most process oriented and a bank which has been a trailblazer for the entire industry.
Was working with ICICI Bank Ltd as collection manager for Auto loan, home loan and gold loan. Was based out of Ranchi and handled all locations of Bihar and Jharkhand. The experience made me hands on with a variety of products and made me conversant with various locations of Bihar and Jharkhand. 

Education

Oct 2013
Aug 2014
PGDB in ICICI Manipal academy
Manipal university
Jun 2009
May 2012
BA in J.N College
Ranchi University
Jun 2006
May 2008
Higher Secondary in SBM Ranchi
CBSE
May 1994
Jun 2006
Senior Secondary in St. Anthony's School
C.I.S.C.E

Certifications

2013
Ms office
DTP Ranchi

Achievements

Winner of silver medal twice in IDFC Bank
Have won the silver medal for achieving all assigned targets in consecutive two months
2020
Highest collection in lockdown pan India IDFC
Have won the award for collecting maximum emi during lockdown period
Member of collection editorial board in Axis Bank
Have been a member of the editorial board for the monthly newsletter of the Bank

Quote

You cannot cross the sea by just looking at the water

Rabindranath Tagore

Hobbies & Interests

  • Driving
  • Reading
  • Listening Music

Languages

Hindi
(Native)
English
(Native)

Career Aspiration

I see myself looking after Regional collections in an organization which gives the thrust to it's employees. I am keen to work with a team and make them all winners

Get in touch with Saurabh