Sreeram Tulasiram

Knowledgeable and efficient Mortgage Loan Processor with 4+ years of experience in financial and lending offices. Works exceptionally well in fast-paced environments driven by tight deadlines. Competent and knowledgeable in City, State financial regulations and employs a critical eye toward document details.

Key Skills

Payments
Logistics management
Microsoft Office
Mortgage loan

Professional Experience

Apr 2022
Present
Senior Officer
Fincare small finance bank Bangalore Urban, IN
  • Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages. Review and verify borrowers income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. Ensure compliance with company policies, underwriting guidelines and lending-program requirements.
    • Achievement Highlights:
      • Regarded as one of the companys most productive loan processors, handling an average of  50 files monthly.
      • Outperformed company average in achieving loan-processing turn-around time of 12 days or less (compared to typical 15 to 20 days).
      • Provided expedient service cited as key to consistently high customer satisfaction and a 10% increase in referrals in 2022.
      • Ensured all files were complete prior to underwriting hand-off and coordinated effectively with title companies to ensure smooth closings.
      • Processed challenging loan applications (e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories).

Dec 2021
May 2022
Assistant manager
Axis bank ltd. Bangalore Urban, IN
Currently handling Asset operations (Mortgage loans ) in AHL (Affordable Home Loans) department.
 There are different types of products verifying all customer asset and financial documents
 There are NDC doing for multiple products like Purchase loans and House construction & Extension loans and
Balance transfer & refinance
 Also verifying customer cibil score based on providing eligible ROI as per bank policy
 Complete verifying of a file also disbursing the loan with coordination of payments department
 All audit related queries and issues resolving to the audit department
 Presently NDC doing as a scan based DMS application with the help of Core banking system . .
 Post receiving of Hard copy file to the HO , all cross checks to do like verifying Original copies and MODTD
 All files safeguarding to the CROWN vendor with providing of proper MIS details
Nov 2019
Jan 2022
Assistant manager
KOTAK MAHINDRA BANK Bangalore Urban, IN
  • Handling bills 
  • Responsible for daily tracking of all customer deliverables.
  • Preparing all customer deliverables courier wise tracking and same updating into DLMS system.
  • Preparing daily courier wise analyses reports for both delivered to customers and returns(RMR).
  • Prepare & Maintaining customer deliverable report on daily basis.
  • Preparing all types of SMS courier wise and same scheduling to customers with AWB numbers.
  • In warding WK1 returns (PINs) and same MIS publishing to internal team for destruction.
  • Preparing Master Card deliverable file and dispatching to customer based on PIN code.
  • Preparing return deliverable file and re-dispatching to customer based on PIN code.
  • Co-coordinating with all courier Vendors to deliver customer deliverables as per TAT.
  • Resolve Queries and complaints related to Customer Deliverables.
  • sending SMS to customer (Dispatch, Delivery & Returned )
  • DLMS Uploads: Production Done at Each Vendors Place , Hand over to Customers updates which help branches to monitor the status of Deliverables issued to the customers
Feb 2018
Dec 2019
Executive Assistant
AMPS (WORK FOR KOTAK MAHINDRA BANK LTD) Bangalore Urban, IN
  • Customer Deliverablesprocessing, Customer deliverables update in DLMS system, Customer Deliverable tracking in courier website, Updating customer deliverable in DLMS System.
  • Experience in working in Deliverable MIS & Publish same to Management on daily basis.

Education

Mar 2014
Apr 2017
B.sc computer science in Sri Venkateswara arts and science college
Sri Venkateswara university

Achievements

2021
Certificate of Excellence
  •   Awarded as “Certificate of Excellence ” For Handled High Volume & error free Processing
2022
MOST WANTED
  • New triggers in bank statements identified and added in the circular 
  • 30-40 signatures forgeries, fraudulent bank statements and pay slips identified 
  • Handled multiple products whenever there are samplers crunch 

Hobbies & Interests

  • Painting
  • Sports

Languages

Telugu
(Native)
Kannada
(Fluent)
Hindi
(Basic)
English
(Fluent)

Get in touch with Sreeram