SP
Message

Santosh Pradhan

A self motivated BFSI proffessional having 13 years of rich experience in man management , business development and portfolio management.

Key Skills

Man management
Business Developmet
NPA management.
Portfolio Management

Professional Experience

Aug 2019
Present
Regional Receiveable Manager
Cholamandalam Investment and financial company ltd Sambalpur, IN
Driving business through ASM and inhouse channel.
Managing debt collection through ARM and inhouse Channel.
Managing portfolio for 2W , 3W and Tractor for Odisha 2 region.
Managing a portfolio of 160Cr approx through 18 branches and 5 Area offices.
Feb 2018
Sep 2019
Center Head - Tractor loan, RL and P
Axis Bank Ltd Sambalpur, IN
Managing tractor loan portfolio for entire western odisha.
Defining and helping business team to identify new location for business.
Maintaining portfolio health by planning and recruiting in house manpower.
Jun 2015
Feb 2018
Relationship Manager - Business loans Group
ICICI Bank Chandigarh, IN
Liaising with local CA firms to explore opportunity for sourcing new clients

Ensuring stability of income from existing customers.

Acquisition of new clients.

Providing working capital solutions by providing OD , CA OD, BG, Letter of credit
Jul 2008
Jun 2015
Debt Manager
ICICI Bank Kolkata, IN
Debt servicing and managing NPA account through both internal channel and external channel such as collection agencies.

Ensuring productivity and profitability of managed channels.

Education

Apr 2006
Jun 2008
MBA - Marketing and Finance in Regional College of Management
Bijupattanaik University of technology

Achievements

Best Debt Manager
Got certificate of appreciations for month of December13, Jan'14, Feb'14, and Mar'14 consecutively.
Got certificate of appreciations in High Five Club for the month of Jan'14

Quote

There exist a solution to each situation. Do have an eye to find it. Never quit...stay in competition.

Languages

English
(Fluent)
Hindi
(Fluent)
Odia (Oriya)
(Fluent)

Career Aspiration

Zonal level and playing a key role towards profitability of the portfolio.

Get in touch with Santosh