Message

Santosh Babasaheb Shahane

Versatile (Job Title) with background in banking and finance. Constantly meet bank and customer service standards. Ready to tackle new challenges in possition within Banking/Finance industry where talents in Credit and Recovery will be valuable.

Key Skills

Team Work
Work Ethics
Responsibility
Quick Lerner
Coordinator
Teaching Ability

Professional Experience

Jun 2015
Present
Officer
Punjab and Maharashtra Co-operative Bank Ltd Mumbai, IN
  • Infrastructure & Facilities – Setting up New Branches of Bank along with repairs and  maintenance of fixed assets. Mainting Fixed Asset Register - Purchase and Sale of Fixed Assets along with passing all necessary entries.
  • Credit Administration – Appraisal, Sanction and Disbursement of Loan Files, Documentation and Process for Consumer Loans and MSME Loans viz. Working Capital Term Loan, Cash Credit, Loan Against Property, Housing Finance, Unsecured Loan.
Credit Risk Analysis, Checking and Verifying Loan documents viz. Loan Agreements, security creation Documents
Calculation of Loan Eligibility through Drawing Power, Working Capital Gap, DSCR.
Creation of Collateral Security. 
  • Debt Management – Regular follow up of NPA accounts allocated to me, Trace & Visit Delinquent clients/ Properties & Movable assets. Negotiating resolution deals with defaulting borrowers. Recovery of NPA accounts through remedies provided under Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. Recovery of NPA accounts through remedies provided under Multi State Co-Operative Societies Act, 2002. 
Jan 2014
May 2015
Clerk on Third Party Contract
GP Parsik Co-operative Bank Ltd Thane, IN
Shifting Fixed Asset Register from old Application to new Application. Assisting Auditor for physical verification of Fixed Assets. Maintaining Fixed Asset Register. 

Education

Jun 2009
Jun 2012
Bachelor of Commerce in JVM's Mehta College of Commerce
Mumbai University
Jun 2008
Apr 2009
Higher Secondary Certificate in Sushilabai Deshmukh Vidyalaya and Jr College
Mumbai Division Board
Jun 2006
Apr 2007
Secondary School Certificate in SSS's High School & Jr College
Mumbai Division Board

Certifications

2021
Accounting- The Foundation
WallStreerMojo.com
2021
Fundamentals of Credit
Corporate Finance Institute

Quote

If you want to be happy, be.

Leo Tolstoy

Hobbies & Interests

  • Bicycle Riding
  • Photography
  • Playing Badminton
  • Environmental Activities
  • Spending time with Nature / Friends

Languages

Marathi
(Native)
HINDI
(Basic)
ENGLISH
(Basic)

Career Aspiration

In the next few years, I want to work as a Manager in a fast-paced organization where experience in performing general administrative duties will be fully utilized to ensure the smooth running of company operations.

Get in touch with Santosh Babasaheb