Message

Sangshaptak Sarkar

Knowledgeable financial professional experienced in assessing credit viability of Real Estate, MSME, Retail borrowers. Good organisational and critical thinking skills. Offering 3 years of relevant working experience.

Key Skills

Financial Analysis For Decisions
Credit Validation
Financial Statements
Accounting Management
Verbal Communication

Professional Experience

Jul 2019
Present
Credit Officer
Bank of Baroda Krishnanagar, IN
Bank of Baroda is one of the oldest and the 3rd largest Indian bank. It is a Govt Sector undertaking.
Assisted senior-level credit officers with complex loan applications. Analysed balance sheet and financial statements of real estate, msme borrowers. Skilled in client and customer handling. Analysed applicant's financial status, credit and property evaluation to determine loan feasibility.
Jul 2016
May 2018
MEP Engineer
Shapoorji Pallonji Engineering and Construction Kolkata, IN
One of the largest engineering and construction companies of India. Currently handling many real estate and construction projects.
Worked as MEP Engineer at Shukhobrishti Real Estate project at Rajarhat, Kolkata. Devised engineering plans for systems, new constructions. Optimised supply levels to keep stock within ideal parameters for expected needs. Procured pricing information, monitored safety compliance for successful completion of the project.

Education

Jun 2012
Aug 2016
Bachelor of Technology in Jalpaiguri Government Engineering College
MAKAUT (Formerly WBUT)
Aug 2018
Jul 2019
Post Graduate Diploma in Banking and Finance in Baroda Manipal School of Banking
Manipal Academy of Higher Education

Certifications

2019
Post Graduate Diploma in Banking and Finance
Manipal Academy of Higher Education
2020
JAIIB
Indian Institute of Banking and Finance
2021
NAMCABS
Reserve Bank of India

Achievements

2012
Rank Holder in HS exam
Ranked 20th in the Higher Secondary Exam conducted by West Bengal Board in 2012.

Hobbies & Interests

  • Singing
  • Playing football
  • Playing tabla
  • Solving puzzles

Languages

Bengali
(Native)
ENGLISH
(Fluent)
Hindi
(Fluent)
Sanskrit
(Basic)

Get in touch with Sangshaptak