Determined Credit Analyst skilled at identifying root cause of credit issues. Minimize bad credit decisions by thoroughly assessing risk and establishing appropriate credit limits. Highly collaborativeprofessional knowledgeable in identifying credit inaccuracies.

Key Skills

Time management
Analytical Skills
Change Control Management

Professional Experience

Sep 2021
Present
Credit Analyst
Better Mortgages Gurgaon, IN
• Reviewed credit applications to determine best loan structure. Compiled financial statements, tax returns, and credit history to determine credit limits.

• Approved or denied loans based on financial status and credit histories.

.Arranged transcripts from Borrowers and third-party websites to assist further team for the payoff team.

Approved or denied loans based on financial status and credit histories.

• Arranged transcripts from Borrowers and third-party websites to assist further team fo verification of the loan.

• Conducted 50+ written verification of employment data of borrowers applying for mor in USA Daily.

• Streamlined processes to promote improved reliability and loan closing times.
May 2020
Jul 2020
Portfolio Analyst
Investosure Mumbai, IN
Submit applications to credit analysts for verification and recommendation.

. Cultivated strong relationships with clients based on trust and successful collaborations. 

• Optimized investment strategies by reviewing financial data and forecasting business, in and economic conditions.
May 2018
Jul 2018
Intern
ICICI BANK Mumbai, IN
. Coordinated documents, communication,
and resources needed for projects. 
 
 • Approached and solved problems with initiative and sound judgment.

• Handled incoming and outgoing mail, routing packages smoothly to proper recipients.

• Entered data regarding projects and tasks into spreadsheets.

Education

Jun 2019
May 2021
Post graduation degree in management in Jaipuria institute of Management
Jaipuria institute of Management
Jun 2016
Apr 2019
Bachelor of Management Studies in Mulund college of commerce
Mumbai University

Certifications

2020
Working of Financial Market.
Alison
2020
Understanding risk and reward in finance
Alison

Achievements

2020
Cordinator
Cordinator of centre of Banking and Finance committee.

Hobbies & Interests

  • Cricket
  • Cross Fit
  • Mu

Languages

English
(Fluent)
Marathi
(Fluent)
Hindi
(Fluent)

Get in touch with Pravin