KP
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Kushagra Pathak

A seasoned  Banker with 14 years of cross functional experience in areas of Operational Risk Management, Internal Audit, Digital Fraud Risk and Branch Banking. Religiously contributed in setting and implementation of Operational Risk Framework, policies and risk management tools, Third Party Risk Management, Business continuity, Process re-engineering, Physical Security Arrangements and Risk-based Audits. Substantial expertise in juggling multiple priorities and meeting tight deadlines without compromising the quality and accuracy of delivery.

Key Skills

Team Management
Problem-solving skills
Listening Skills
Analytical Skills

Professional Experience

Dec 2016
Present
Vice President - Lead Governance and TPRM
AU Small Finance Bank Jaipur, IN
  • Successfully established and implemented Operational Risk Framework implementation in bank.
  • Developed and supervise identification and monitoring of risk though various risk management tools including Key Risk Indicators (KRI) and Risk Control Self Assessments (RCSA)
  • Planned and executed Outsourcing Risk Framework in the bank and supervise all activities.
  • Identify and assess operational risks of the Product and Processes.
  • Responsible for the designing, supporting and management of operational risk policies.
  • Supervise the Incident reporting and Loss data Management in the Bank.
  • Successfully accomplished the project of implementing Digital transaction banking monitoring  in the Bank
  • Responsible for regulatory reporting on behalf of the operational risk department
  •   Annual review of ORM , BCP and  Outsourcing policy and amendments as per regulatory guidelines.
  • Governing BIA for all the departments and defining their criticality.
  • Assisting in preparation of BCP plans and drill activities.
  • Conducting IT Risk assessment of vendors / application.

Mar 2016
Dec 2016
Cybercell Department
One97 Communication Pvt Ltd Noida, IN
  • Determining Training needs of team, conduct suitable training sessions to enhance their operational efficiency.
  • Publishing performance MIS and conducting discussion with team to enhance their operational skills and performance.
  • Focus on detection and containment by monitoring transactions based on Parameter and preventing losses by predicting fraud trends.
  • Analyzing fraud patterns and suggesting necessary inputs for setting up new thresholds or parameters or enhancement of existing parameter for efficient results.
  • Providing Fraud trends updates, re-examining accounts in real time authorization system and providing timely updates to senior management about recent fraudulent activity. 
Jan 2011
Apr 2016
Internal Auditor
HDFC Bank Indore, IN
  • Lead audit of Retail Branch Banking Operation, Wholesale banking operation, Trade Finance, Currency Chest, retail assets, BC, SLI and SHG.
  • Supervised and conducted independent audits of bank records and activities, and prepare varied analyses of the departments, and branches for management.
  • Prepared a thorough and comprehensive report on the audit results and presented the same to the Bank Sr. Management.
  • Expertise in Wholesale banking operation audit processes & management
  • Highlighted process gap identified during audit and recommended corrective action and suggested improvement.
  • Accountable for the development and coordination of the banks internal auditing activities
  • Successfully conducted meetings for setting up objectives and designing processes.

Education

Mar 2009
Feb 2011
PGDBM in LBSIMT Bareilly
LBSIMT

Languages

English
(Fluent)
Hindi
(Fluent)

Get in touch with Kushagra