Proficient in all aspects of Branch Management and Operation, including Team management, customer service, staff coordination, and product sales. Prior experience provided an opportunity to supervise branch growth, and in that span, HL & LAP cases establishment increased by over 27 percent(2019-20). This is combined with exemplary service skills and thorough knowledge of the banking & Finance industry.

Key Skills

Critical Thinking Capacity
Strong Work Ethic
Able to Work Alone
Written communication
Verbal & Visual Communication
Team Management

Professional Experience

May 2017
Present
Branch Manager
Equitas Small Finance Bank Ltd Bhilwara, IN
  • Tracked all Applications and approved client loans and line of credit requests.
  •  Established production goals and motivated staff to reach and exceed such goals.
  • Provided client support as needed and worked to resolve client matters.
  • Performed periodic internal audits of banking procedures.
  • Managing & Reviewing Collection efficiency of the branch.
Aug 2016
Jun 2017
Assistant Branch Manager
Vistaar Financial Services Pvt. Ltd. Bhilwara, IN
  •  Oversaw daily operations and addressed any staffing issues.
  •  Approved loan applications and financing requests.
  • Trained and supervised new hires.
  •  Analyzed market trends and used data to set office goals.
  •  Ensured efficient branch operations.
  •  Prepared staff schedules. 
Dec 2015
May 2016
Assistant Branch Manager
Equitas Finance Ltd Bhilwara, IN
  • Handling complete process of a file from login to disbursement including
     MODTD of all disbursed files.
  • Handling all MIS as well as collection of bounce cases.
  • Managing leads given by MFI teams for HL & LAP.
Jul 2014
Dec 2015
Relationship Office
Shubham Housing Development Finance Co Bhilwara, IN
 
  • Direct selling of Home loans & Mortgage loans in radius of 30 Km’s from Bhilwara. 
  • Handling all branch activities i.e. logins, disbursement and collection and report to seniors. 
  • Performing all business development related activities like KNOP, Van activity, pamphlet distribution etc. 
Nov 2012
Aug 2014
CPA Manager
ICICI bank Ltd Bhilwara, IN
On Payroll of I Process
  •  Handling a team of 03 CPA’s for login to disbursement process. 
  • Manage relations with Op’s team for Disbursement of CV Loan files. 
  • Preparing MIS on daily basis of all the files Login &Disbursed. 
Jan 2012
Dec 2012
Relationship Manager
MetLife India Insurance Co. Ltd Bhilwara, IN
Having Tie-up with PNB Bank to generate Insurance leads. 
Oct 2009
Feb 2012
Business Development Manager
Bharti Axa Life Insurance Co. Ltd. Bhilwara, IN
 
  • Managing Airtel prepaid Distributors & Retailers to generate business. 
  • Handling Bhilwara, Chittorgarh, Pratapgarh&RajsamandDisttricts. 
  • Handling a team of 42 Distributors & around 3000 retailers. 
  • Arranging BOPs(Business oriented Presentation) on regular basis for Retailers & Distributors. 
May 2007
Nov 2009
Unit Manager
ICICI Prudential Life Ins. Co. Ltd Bhilwara, IN
 
  • To recruit  Advisor's & Manage them to generate business. 
  • To Generate some new HNI business  leads to achieve  the Goal Sheet. 
  • Have to report to the SM daily with the MIS. 
  • To arrange several Business development events. 

Education

Jul 2001
Dec 2005
Bachalor of Computer Applications in Vidhya College, Bhilwara
MCRPV Bhopal

Achievements

2016
Promoted as Branch Manager
  •  Created a unique approach to building my book of business by assessing the effectiveness of my personally created marketing efforts.
  • Was responsible for growing revenue through loans, deposits, investments, and other banking products. Analyzed balances and sales trends to predict future performance and ensure progress.

Hobbies & Interests

  • Bicycle Riding
  • Listening Music
  • Playing Cricket
  • Watching movies

Languages

English
(Fluent)
Hindi
(Native)
Local Marwari
(Native)

Career Aspiration

In the next 3 years, I want to work as a Cluster manager & Above in a fast-paced organization where experience in performing general administrative duties will be fully utilized to ensure the smooth running of company operations.

Get in touch with Kamal Kumar