John Dsouza

A) UAT/Simulation/Automation - AML Scenarios
1) Identifies and resolves issues before the software's final release.
2) Create the rationale and threshold in accordance with the RFIs issued by FIU-Ind.
3) Track and manage defects along with analyzing data and provide reports
4) Conduct end-to-end integration testing and assured software delivered met requirements and expectations
5) Actively participate in project meetings and discussions.
6) Collaborate with IT and developer frequently for requirements clarification.
7)Prepare a process note following successful testing and simulation results and present it to senior management for approvals.
8) Post-approval enabling the scenarios in production environment.

B) Transaction Monitoring - AML
1) Identify multiple significant cases, red flags and patterns associated with laundering illicit funds within a six-month period.
2) Conduct enhanced due diligence research of individuals, non-individuals, institutions and trusts related to potential fraudulent activity. 
3) Use transactional and customer records, external data, publicly- available information, and other information to identify suspicious or unusual activity
4) Perform detailed analyses to detect patterns, trends, anomalies, and schemes in transactions and relationships across multiple businesses/products.
5) Assist and provide information to support Suspicious Activity Reports (SAR) or equivalent for regulatory filing.
6) Maintain a strong investigative skills; the ability to work independently, demonstrated extensive banking and Compliance knowledge.
7) Investigated, monitored and managed over 75 large accounts for suspicious activities on a daily basis.
8) Attended regular trainings to remain updated.

A) Risk Containment Unit (RCU)
1) Assist in conduction of sensitive and complex investigations.
2) Support in implementation of policies to prevent fraud activities and recovered any incurred losses.
3) Probe and validate contradictions in the statement to complete the collection of evidence.
4) Paraphrase and summarizes the interview with justification for decision.
5) Gives a preliminary stance on the conclusion.
6) Provide statistical analyses of both on going and completed investigations.
7) Prepare investigation reports relating to the investigative findings, discuss and defend the findings, conclusions and recommendations.
8)Prevent fraud at the point through Hunter Application.
9) Identify and monitor for fraudulent behavior within existing customer records.
10) Screen new applications for suspicious activities from multiple peer organisations.

B) Retail Branch Banking
1) Assist in the on-boarding of the NTB clients ( Individual & Non-Individual ) 
2) Perform KYC check, Customer Due Diligence and background check for the NTB Clients. 
3) Using various resources to confirm account information and recognize the potential risk of the clients. 
4) Identify and escalate any suspicious or unusual activity to Line of Business Compliance for further investigations. 
5) Performing on-going customer due diligence including maintenance and updating of AML and KYC records and information of the existing client.
6) Responsible for Audit, Compliance and Control activity 

1) Assist in the on-boarding of the NTB clients ( Individual & Non-Individual ) 
2) Perform KYC check, Customer Due Diligence and background check for the NTB Clients. 
3) Using various resources to confirm account information and recognize the potential risk of the clients. 
4) Identify and escalate any suspicious or unusual activity to Line of Business Compliance for further investigations. 
5) Performing on-going customer due diligence including maintenance and updating of AML and KYC records and information of the existing client.
6) Responsible for Audit, Compliance and Control activity.