Vigorous Chartered Acountant seeking opportunities that will further practice their Analysis Skill, as well as opportunities that encourage the growth and acquiring of valuable fieldwork and industry experience. Highly interested in working for Financial/Investment Role, the company that gives this opportunity through employment may look forward to adding a Chartered Accountantthat is not only active and meticulous in covering the most crucial of trends related to business and economy in the country, but also expect that particular work ethic to be consistently demonstrated in my mindset to contribute to the company’s mission positively and objectives.

Key Skills

Financial Analysis
Problem solving
Action-oriented
Active listening
Communication skills

Professional Experience

May 2019
Present
Credit Officer
Bank Of Maharashtra Khopoli, IN
  • Appraisal of Business loan both fund & non fund based.
  • Co-ordination with various Government agencies for PMEGP & CMEGP & Stand Up India scheme
  • Co-ordination with EXIM & ECGE for financing & covering the risk
  • Implementation of IBPS Financing.
  • Assisted senior-level credit officers with complex loan applications.
  • Analysis of financial statements & projections 
Mar 2018
Apr 2019
Credit Manager
ICICI BANK Mumbai, IN
  • Appraisal of Business loan
  • Assisted senior-level credit officers with complex loan applications.
  •  Analysis of financial statements & projections
Aug 2016
Feb 2018
Credit Officer
NKGSB CO-OP BANK LTD Mumbai, IN
  • Normal Banking transaction (In omni software)
  • Appraisal of business loan & working capital upto 5 cr fund based and non fund
    based(Wholesale)
  • Conducting risk analysis in CRISIL software
  • Analysis of financial statements & projections
  • Scrutiny of PSS report & stock audit.
  • Budget preparation for branches & preparation of various other reports like CASA,
    pending disbursement & proposal in hand , NPA
Jul 2008
Mar 2012
ArticleShip Trainee
G.P.Kapadia & Co. Chartered Accountants Mumbai, IN
  • Statutory Audit of Private Companies and Listed company
  • Tax Audit of individual and private limited company
  • Concurrent Audit of Banks
  • Filing of Income Tax Returns , Scrutiny Assessment
  • Filing of returns
  • Finalization of Books of Accounts of Private Limited Company
  • Interpretation of DTAA agreements between various countries
  • ESOP Valuation

Education

May 2008
Jul 2011
Bachelor of Commerce in HR College of Commerce and Economics
Mumbai University

Certifications

2016
Chartered Accountant
ICAI

Achievements

Chartered Accountant Marks
  • Secured 83 Percentage in Stratergic Financial Management in CA Final
  • Secured 79 Percentage in Financial Reporting in  CA Final.
  • Was Head Of Department (HOD) for Company Law during ArticleShip.

Hobbies & Interests

  • Astronomy
  • Computers
  • Cooking
  • Food Tasting

Languages

English
(Fluent)
Hindi
(Fluent)
Marathi
(Fluent)

Get in touch with Bhavna