Message

BAIKUNTHA SUBEDI

Diligent Bank Relationship Manager who remains current in credit and loan regulations and procedures within the financial industry. Adept at assessing client needs in a timely manner. Focused on meeting customer needs by drawing on a sound knowledge of private and commercial loan management.

Key Skills

Decision Making
High Numeracy
Good Organisation
Leadership Skills
Organizational Skills
Spoken Skills

Professional Experience

Sep 2021
Present
Relationship Manager
Muktinath Bikas Bank Kalanki,Kathmandu, NP
  
  •  Research and evaluate clients' creditworthiness.
  •  Recommend and reject loan requests,based on credibility and potential revenues and loses.
  •  Ensure all lending procedures comply with regulations.
  •  Follow up with clients to manage debt settlements and loan renewals.

 
May 2017
Oct 2021
Relationship Manager
Sunrise Bank Ltd. Panauti, NP
 
  •  Managed all loan and credit requests and made approval decisions.
  •  Maintained a database of all borrowers in accordance with bank standards.
  •  Established and maintained portfolios of all current lenders.
  •  Ensured that all credit and loan standards were applied.
  •  Periodically reviewed lender portfolios to identify possible risks.
 
Oct 2016
Jun 2017
Branch Manager
SUMMIT MICROFINANCE DEVELOPMENT BANK LTD. jhapa, NP
  •  Participate in preparing and implementing the operational target plan including loan,saving,staffing,budgeting and especially branch's profitability.
  •  Formulate and employ strategies to penetrate company's products to the target clientele as well as market segments throughout the branch's operational areas in effective and efficient manner through various approaches including building  of good relationship with potential customers and local authorities,promotion of the products,attracting and maintaining clients and identifying business opportunity in existing and new operation areas.
  • Mitigate branch risks including operational,credit ,liquidity and others to as minimum level as possible.Internal control system shall be regularly focused and fully executed.
  •  Maintained contact with all individuals with open loans or lines of credit. 
Dec 2013
Nov 2016
FIELD ASSISTANT
NIRDHAN UTTHAN BANK Kathmandu, NP
  •  Managed all loan and credit requests and made approval decisions.
  •  Maintained a database of all borrowers in accordance with bank standards.
  •  Established and maintained portfolios of all current lenders.
  •  Ensured that all credit and loan standards were applied.
  •  Periodically reviewed lender portfolios to identify possible risks. 

Education

Aug 2006
Dec 2010
Bachelor Degree – Finance in Shankar Dev Campus
TU
Jul 2006
Jun 2008
Mater's Degree in Finance in
Pepperdine University

Certifications

2019
Napi for Collateral Quality Assurance
AXIOM Nepal
2021
Basic Credit Skills (Commercial Credit)
NBI

Hobbies & Interests

  • Reading
  • Running
  • Table Tennis
  • Collecting Souvenir
  • Traveling

Languages

Nepali
(Native)
English
(Basic)

Career Aspiration

Over the next three years, I would love to fulfil the objective of bringing on board more profits and building close client relationships, I would like to use management skills as well as administrative skills for the development of Organization and self.

Get in touch with BAIKUNTHA