Apurva Singh

Diligent and result-oriented credit officer with 5+ years of experience in commercial and consumer lending. Proven track record of accurately assessing credit risk, analyzing financial data, and making sound lending decisions. Adept at building and maintaining client relationships, ensuring compliance with regulatory requirements, and optimizing loan portfolio performance. Strong analytical skills combined with a detail oriented approach to credit analysis 

Key Skills

Financial statement analysis
Credit Analysis
Loan Documentation
Customer Relationship Management
Credit Policy Adherence
KYC Verification
Due Deligence
Ability to work independently and as part of a team
Detail oriented and able to handle multiple tasks simoultaneously
Cross Selling

Professional Experience

Jul 2022
Present
Credit Support Officer
State Bank Of India Bhiwadi, IN
 
  •  Assisted in preparing and reviewing credit applications, ensuring all necessary documentation was complete and accurate. 
  • We conducted thorough credit analysis and risk assessments to determine the creditworthiness of applicants. 
  • We have ensured compliance with the company policies, industry regulations, and legal requirements. 
  • Supported the loan documentation process, ensuring proper execution of documents. 
  • Onboarding of HNI customers and relationship building. 
  • Prepared and analyzed financial reports to support credit decisions and monitor loan performance. 
  • Maintenance of allocated portfolio. 
  • Cross-sell of banking products and services including loans, deposits, and treasury services. 
  • Ability to create ad-hoc reports for senior management. 
  • Proven track record for executing special projects/ assignments often with little lead time or information. 
  • Developing and tracking performance metrics, and financial analysis. 

Feb 2019
Jun 2022
Branch Manager
Uttar Bihar Gramin Bank Siwan, IN
 
  • Build and maintain strong relationships with the clients, understanding their financial needs and offering suitable banking products and services. 
  • Credit assessment, appraisal, documentation, and execution of SME and Retail Credit.
  • Maintenance and monitoring of accounts. 
  • NPA assessment and recovery. 
  • Conduct market research to identify potential business opportunities and competitive trends. 

Education

Jun 2024
Jun 2026
Pursuing MBA (Finance) in Bits Pilani
Bits Pilani
May 2014
May 2017
B.Com in Patna Womens College
Patna University

Certifications

2021
JAIIB
IIBF

Languages

Hindi
(Fluent)
English
(Fluent)

Get in touch with Apurva